Employment Insurance - Fair Or Unfair ?

Posted on Tuesday, March 30 at 11:01 by Jim Callaghan
I have a couple of questions: 1) why do students and employers pay into the fund when students are not able to collect any benefit from the fund ? 2) Why are seasonal employees not entitled to draw benefits when they only work for part of the busy season ? 3) If an employer knows that the employee is not going to work the necessary hours to collect benefits, then there should be a provision that allows the employee and the employer to NOT contribute to the fund. I live in a high seasonal employment area, and some workers can put in 6 to 8 weeks of full time employment, but that is not enough working hours to allow them to collect any benefit at all. I understand the minimum is some 900+ hours per season, and not everyone gets to put in that many hours. I have friends who have a year round business, but since it is only busy during the summer, they hire a person for the busy period. They tell me that it's not their problem if they are not busy enough to keep this employee on long enough to cover the eligibility qualifications. My question to them was "How many hours do they work ?" Their reply was "about 800 hours per season". I suggested that to be fair to the employee, keep them on for an extra 3 weeks and then they would have a satisfied employee year after year. They have done that now for the past 8 years, and it's made a lot of difference. The same person keeps coming back every year, instead of training a new person each season. That's money in the bank. That begs the question: why are they not allowed to collect based on the hours they did put in ? I also take exception with the concept of tourism as the great saviour of the working person. In my area, seasonal jobs pay minimum wage or perhaps slightly more, certainly not enough to live on. We keep hearing that tourism is great. Great for who ? The business, that's who. I used to work in the golf industry, and the owner is a millionaire, drives a $100k car, has several homes, and yet he pays $8.00 per hour. I went to college, got my greenskeeper diploma, along with my pesticide licenses, and my pay jumped to $10 an hour. Let's see, that would be $10k per year, and yes, I was allowed to collect UI when it was called that, to the tune of $4k per off-season, so my point is, why would anyone want to work in this industry. I tried for 6 years to make it work and finally gave up. So please don't tell me that tourism is the great answer to our unemployment problem. It is PART OF the PROBLEM. Wages in the industry are simply too low.

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Comments

  1. Wed Mar 31, 2004 2:31 am
    Jim you are absolutely right, the ei system is flawed in favour of the government coffers, and definitely not for the worker!

    ---
    If I stand for my country today...will my country be here to stand for me tomorrow?

  2. Wed Mar 31, 2004 3:41 pm
    Definitely UNFAIR!!! They`re stealing OUR money once again!!! I just love how the media is making it out like Martin knew nothing about all of the corruption going on.

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    Dave Ruston

  3. Wed Mar 31, 2004 4:17 pm
    Dead on Jim. It's a tax.<p> Even though I will qualify for EI, I've never really collected it. Even if I collect it, I'll never be eligible to get back what I've paid into it.<p> The only time I've been off work in the last 15 years has been for a month to 6 weeks at a time. With my 2 weeks pay and holiday pay, I wasn't eligible to start getting EI for 8 - 10 weeks, at which time, it wouldn't cover my expenses. So I had another job before my EI benefits kicked in. Even if they had kicked in, I would only get paid the equivalent of 2 years what I put into the fund.<p> I pay and pay and pay and can never collect. It's an unfair tax.<p> <p>---<br>"History does not repeat itself, but it does rhyme" Mark Twain <br />
    "The greatest price of not participating in politics is being governed by your inferiors." Plato

  4. Wed Mar 31, 2004 5:53 pm
    I understand completely, Doc. I had a similar situation when I was between jobs many years ago. I spent 2 weeks and one day until I found another job, and then later on I got a cheque for $7.00 I think, it's hard to remember that long ago.

    I contacted the UI and complained, and that's when I found out about the 2 week waiting period.

    I don't know about you, but if a person is living on the edge as I was at the time, 2 weeks income pays the bills.

    It has always been a dumb rule, it hurts people.

    However, my main point is that many, many workers are paying into the fund that can NEVER collect benefits, such as high school students. It just isn't a fair system the way it is. It actually hurts jobs, because the business has to pay into it as well, for no reason.




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    "Arrogance in Politics is unacceptable"
    Jim Callaghan
    Minden, Ontario
    705-286-1860
    www.misterc.ca

  5. by avatar Milton
    Thu Apr 01, 2004 3:30 am
    Well, Tommy Douglas and the CCF are turning over in their graves. The idea was to create a fund that would be there for people when they could not find work so that they could maintain their dignity and not have to turn to prostitution or pimpery. Busithugs take care of themselves with severance packages and golden handshakes but the working stiff gets a two week waiting period with no benefits and then still has to wait a couple of weeks before receiving a cheque for one week. Guess what, by that time one weeks pay ain't going to cut it.
    As far as hurting business goes, maybe we should have them start paying their fair share of taxes instead of us paying and them collecting. Don't forget that when they deduct the income tax or anything else off of your cheque they get to collect interest on that amount for three or four months before remitting it to the feds.



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