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Punished for their providence
However, if you are middle class or wealthy, they encourage you to save in RRSP's and other tax shelters. Loopholes only work if you have money.
In other words, there is no place for you to save if you are poor. You aren't supposed to be able to save, I suppose is what they are saying.
So much for getting out of poverty. Don't expect any help soon.
[Ed note: The article actually focuses on the potential creation of a new sort of savings plan for low income Canadians, which would in fact help.]
Note: Punished for their prov...

In Vancover - nobody on welfare could save money - at little over $500 per month allowed for a single person with no dependants there is nothing left after paying for some of the highest rents in Canada. So to me much of the article in question is rather moot.
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If there was ever a time for Canadians to become pushy - now is the time - for time is running out on this nation called Canada.
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Dave Ruston
This statement is pretty strange, who said they hate Klein? Hating or great dislike for the impoverishing of people, or the actions of government and those in charge of looking after the public purse, that instead mismanage that money, is not the same as hating the person. I don\'t like what Klein is doing to the average person, to social systems or to hospitals, schools and his attempts to alienate Alberta from Canada while befriending the U.S. instead. I don\'t like his policies, but hate, no I can\'t hate someone I don\'t even know! But I sure can oppose his policies!
I think some have missed the original point of this article. I stated that the poor can\'t save, not because they are on welfare or disability, but because if they ever find themselves in a position to HAVE TO APPLY for benefits, they will be told to spend their savings first, then apply.
That is what I got from the article by Carol Goar.
It\'s not about saving money while on welfare, that\'s bloody impossible !!
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"Arrogance in Politics is unacceptable"
Jim Callaghan
Minden, Ontario
705-286-1860
www.misterc.ca
A lot of money that could be going towards constructing affordable housing is being wasted on administration and going to so called social agencies that are only in it for the money. As far as shelters, it is costing the taxpayers alot more to shelter someone in a shelter than what it would cost the taxpayers to increase the shelter costs
Consider that some social agencies are trying to do the right thing, help the homeless and the poor to keep a little dignity.
This may be slightly off-topic, but here goes:
A wealthy person passes away and leaves 20% of the estate to the housekeeper that looked after this person for many years, and left the remaining amount to one or more charities.
It seems that in his experience, the charities will do ANYTHING including challenge the will in the courts to keep any money from going to the housekeeper.
They are, according to him, barracudas when it comes to estates, they want it all.
This doesn\'t mean that there are not good-minded charities out there, but it does say that they want every penny for their own administration and will fight hard to get all of it.
Last year there were many charities that were being investigated for fraud, simply because some 80% to 100% of the money taken in was for administration, and very little, if any, got to its proper destination. The articles were done over a period of time and the controls on charities in Canada are very lax, and they should be tightened up.
Perhaps they are working on that as we speak.
I have a problem with food banks and charities, it\'s just too easy for the government to say that \"this is one more area we don\'t have to worry about, the volunteers are doing it for us\".
With the stroke of a pen, all levels of government could eliminate the need for food banks overnight. Of course, that would mean they would have to agree on something, and that\'s never going to happen.
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"Arrogance in Politics is unacceptable"
Jim Callaghan
Minden, Ontario
705-286-1860
www.misterc.ca
In another matter (taken from the OW watch list):
I wonder if you\'d mind sharing a bit of expertise with me? Our agency is supporting a woman who\'s having a very rough time with EI. She is a single mother caring for a profoundly disabled 5 year old with Rett Syndrome. Her child has daycare, and she gets a little bit of money for respite care, but is otherwise doing 24/7 care on her own.
She is working part-time but EI is telling her that she MUST be looking for full-time work or they\'ll classify her as not \"ready, willing, and able\" for full-time work and thus deny her benefits.
She is not, obviously, able to work full-time and still provide the necessary care for her child. They have told her that is not their problem and she\'ll have to go on welfare in that case.
Welfare, however, tells her that because she qualifies for EI, she cannot receive benefits from them until her EI eligibility runs out. When she tells them what EI is saying to her, they inform her that they expect her to fight that out with EI and it isn\'t their problem.
She is at her wits end and really needs someone to stick up for her. Do you know what the actual rules are here, and can EI really force her to try to work full-time when there is no one else to care for her child? I\'m also wondering what the rules are re: caregivers qualifying to receive ODSP. I can find no information on that.